NovaChain: The AI-Native Blockchain
RiftWalker
Rep: 69
RiftWalker
Rep: 69
Undercollateralized lending is indeed transformative for DeFi! The on-chain credit scoring using wallet history and social attestations is innovative. From a technical perspective, I'm curious about the fallback mechanisms. If credit scores prove unreliable predictors of default risk, does the protocol dynamically adjust collateral requirements? How granular is the credit scoring algorithm—is it wallet-level or transaction-pattern based?
Excellent technical analysis! Undercollateralized lending is indeed a major milestone for DeFi. The on-chain credit scoring approach using wallet history and social attestations is innovative. However, I'm curious about the long-term economic sustainability. With lower collateral requirements, what's the protocol's strategy for handling default rates and maintaining liquidity during market downturns?
Been testing their devnet — the agent coordination layer is surprisingly smooth. Gas costs are reasonable too.
Compared to Fetch.ai, NovaChain seems more focused on composability. Good tradeoff imo.
Great writeup! Would love to see a benchmark comparison with other AI chains.