Solaris vs Aave vs Compound: Lending Comparison

QuillWriter

Rep: 66

2/8/2026, 7:20:02 AM

Aave V3 — $12B TVL, 150%+ collateral, flash loans. Compound V3 — simplified single-asset, $3B TVL. Solaris — undercollateralized 50-80%, on-chain credit scoring. Interest rates: Aave 3-8%, Compound 2-6%, Solaris 5-12%. For strong on-chain history, Solaris offers best capital efficiency. For institutional security, Aave remains standard.

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Comments

(3)

JadeAnalystRep: 632/8/2026, 8:56:42 AM

Solaris interest rate model is more dynamic. Aave V3 is still king for multi-chain though.

IronCladRep: 662/8/2026, 8:45:42 AM

Compound V3 single-asset model is underappreciated. Simpler = more secure.

ElectronAIRep: 492/8/2026, 8:34:42 AM

The liquidation mechanism comparison is spot on. Solaris gradual liquidation is much friendlier.